![]() ![]() The SPARS program will be funded by investors of Sailcargo, who are given the option to invest a portion of their dividends into the program to promote and support sustainability initiatives. Provided that the Cardholder has not acted fraudulently, with gross negligence or has not otherwise failed to inform the Bank as soon as reasonably practicable after having found that his card has been lost or stolen, the Cardholder’s maximum liability for the loss of the SBI ATM Card and unauthorised transactions effected by the use of the SBI ATM Card is limited to HK$500. The Contractor shall at his own expense provide the footwear and hand gloves to all labour, protective glasses, gloves, gas mask, safety belts, safety helmets, etc. Stipend payments are electronically transferred as a direct deposit into the participant’s bank account. The Cardholder further authorizes the Bank to debit the Designated Account with such charges as the Bank may from time to time consider reasonable in respect of the SBI ATM Card, provided that prior notice of such charges is given to the Cardholder. The Cardholder shall pay for the cost of issuing a replacement SBI ATM Card and the Bank shall be entitled to debit the Designated Account accordingly. Where the SBI ATM Card is contactless-enabled, such SBI ATM Card may be utilised for the purchase of goods and services by tapping the same at a contactless reader or terminal acceptable to the Bank without any signature, PIN (or other code) or other form of authentication on the Cardholder’s part.įor point-of-sale debit payment transactions via card association network(s), the Cardholder shall ensure that the signature in the sales draft is the same as the signature appearing on the SBI ATM Card and the mandate for the Designated Account, and if requested, the Customer shall provide the PIN or other relevant code that may be requested by the terminal for verification purpose. You also have the right to stop automatic payments.Of the three main pillars of cybersecurity, the focus laid on cybercrime and critical information infrastructure protection. Monitor your account to make sure the amount and timing of the transfers are what you agreed to. Make sure you understand how much and how often money will be taken out of your account. It’s important to review the copy of your authorization and keep a copy for your records. The terms of your authorization must be laid out in a clear and understandable way. The payment authorization is your agreement to allow the company to debit your bank account for payment. The company must give you a copy of the terms of your payment authorization. Pay close attention to your bank account balance and upcoming automatic payments to make sure there will be enough money in your account when the payment is scheduled. Both the bank and the company might charge you a fee if there is not enough in your account. But if you forget to track your account balance and it’s too low when an automatic (or other) payment is due, you might have to pay overdraft or NSF fees. ![]() Be careful about overdraft and insufficient funds (NSF) feesĪutomatic payments can help you avoid late fees on your bills. ![]() Be wary of a company that pressures you to repay by automatic debit. Know your rightsĪ company cannot require you to repay a loan by automatic debit from your checking account as a condition for giving you a loan (unless the loan is an overdraft line of credit). Never give your bank account or debit card information to a company that you’re at all unsure about. Consider using a different payment method until you’re sure you’re happy with the company or service. However, be careful about giving a company permission to take payments directly from your account.īefore you give a company permission to make automatic withdrawals: Verify the companyīefore agreeing to let a company automatically take money out of your bank account, make sure the company is legitimate and credible. Automatic payments can help you stay on track with bills and other regular payments. ![]()
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